Barbara Moll
Sue Clark
Deborah Murphy
A Family Of Realtors Working For You!
7975 N. Hayden Rd., Suite A-101
Scottsdale, AZ 85258
Cell: (602) 432-9966
Email: debbie.realtor@icloud.com

Realty One Group

 
 

Tips for Buying

Tips For Buyers

The best way to make sure you choose the right home is to properly prepare yourself. The purchase of a home is a tremendous investment, both monetarily and emotionally. The purpose of this page is to provide you with some tips to help your transaction progress smoothly and result in you being a happy homeowner.

Get Help

Your home is likely to represent one of the largest investments in your life. In order to make sure the transaction goes smoothly it is of vital importance that you choose the right agent to represent your interests. The right agent will be someone whose experience and personality makes you comfortable. You should try to find an agent that is familiar and knowledgeable about the area you plan on moving to.  Barb, Sue and Debbie are just those agents.  We have been licensed to sell in Arizona since 1995.  

Get Pre-Qualified

Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, then discovering that you're not ready to make a strong offer because you don't have pre-qualification documentation ready to go. Speak with a lender to learn about the different financing options available to you. If you want us to refer you to a qualified lender, let us know.  The right lender will get the paperwork processed so you will be ready to make a strong purchase offer to buy once you find your perfect home.

Avoid Major Purchases

In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.

Sign Up For Property Watch

In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from our website. Once you have found some homes you like, save those searches and sign up for property watch so new listings can be emailed to you. The best homes move fast. Make sure you're on top of the available inventory at all times so you do not miss out.  Ask us and we'll dedicate ourselves to helping you reach your real estate goals.

Have The Home Inspected

The last thing you want to discover after you have bought a home is that you have purchased a "money pit." By "money pit" we are referring to a home full of defects which will end up costing you a lot of time and money. Bring in a licensed home inspector before you buy. We know quite a few who will be able to help you.   The inspection report will indicate any problems and will help you make an informed decision.

 
 
 

Realty One Group